Legal

Privacy Policy

We are committed to ensuring your privacy is protected. This notice explains how we collect, use, share and store your information.

Last updated: 8 October 2025

Please take time to read this document carefully as it contains details of the basis on which we will process (collect, use, share, transfer) and store your information. You should show this notice to all parties related to any service or related insurance arrangement. If you have given us information about someone else, you are deemed to have their permission to do so.

If you have any questions or need further information you can email DPO@jensten.co.uk or write to our Data Protection Officer at Jensten Group Limited, Coversure House, Washingley Road, Huntingdon, Cambridgeshire, PE29 6SR.

Who we are

We are Chris Knott Insurance Consultants Ltd, company registration number 2811031, ICO ref Z4908414. We operate as an Insurance Intermediary.

We are part of the Jensten Group of companies and will, at all times, treat all personally identifiable information strictly in accordance with The UK General Data Protection Regulations ("UK GDPR"), supported by the Data Protection Act 2018 ("DPA 2018").

For more information on the Jensten Group of companies, please visit jensten.co.uk.

How we collect your personal data

We usually use direct interaction to collect data from and about you through telephone, email, letter, or face-to-face communication. We also use online forms and quotation facilities for certain policy types. These may be websites administered by Jensten Group or by a third-party provider on our behalf.

What information we collect and how we use it

We may collect, use, process, store and transfer different kinds of personal data about you for the purpose of arranging your contract(s) of insurance, that is necessary under the lawful basis of contract and the provision of services attached to your contract of insurance. We may also use this data to arrange premium finance for you at your request.

We do not collect data that we do not need. The data we could collect is categorised as follows:

Identity
Full name, previous names, title, date of birth, gender, NI number, passport number, driving licence number, vehicle registration number.
Contact
Email address, residential address, telephone numbers.
Financial
Bank details, payment card details.
Insurance
Claims history, occupation. We may also request special categories of personal information in relation to medical history, any offences, or alleged offences.

Where we need to collect personal data under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you. In this case we may have to cancel the insurance that you have in place, and we will notify you if this is the case.

Lawful basis

We will ensure data is processed lawfully, fairly and in an open and transparent manner, and ensure appropriate security measures are in place against unauthorised or unlawful processing or accidental loss, destruction or damage using appropriate technical or organisational measures. Examples include restricting access to key people within our organisation for certain aspects of your information, and periodically checking the level of security we apply to prevent unauthorised use, accidental loss, or misuse of your information.

If you are providing personal data on behalf of a third party, you must provide them with a copy of this privacy notice and obtain any consent where we require it for the processing of their data.

Automated decision making and profiling

In certain circumstances, such as our online Quote & Buy systems, or when a quotation is requested, or changes are made to an existing policy, or at each renewal of an insurance arrangement, any or all of our group companies' assessment may involve an automated decision to determine whether we are able to provide an insurance arrangement. Individuals can object to us using an automated decision (see the individual rights section) however, in those situations, it may prevent us from being able to provide you with insurance.

When processing personal data for profiling purposes, we will ensure appropriate safeguards are in place, ensuring:

  • Processing is fair and transparent and provides meaningful information about the logic involved, as well as the significance and the envisaged consequences
  • We use appropriate mathematical or statistical procedures for the profiling
  • Appropriate technical and organisational measures are in place to enable inaccuracies to be corrected and minimise the risk of errors
  • We secure your personal data in a way that is proportionate to the risk to your interests and rights and prevents discriminatory effects

For our quotation systems we may use external data from credit agencies, Electoral Roll, etc. to help in decision-making on pricing and risk acceptance. This may be regarded as "profiling" as defined in the legislation.

We have safeguards in place in the event that this has a legal or similarly significant effect on individuals. We do not consider that our processing poses such risks, but you have rights to further information on these processes as explained below.

Marketing

When marketing to you as an individual (including individual sole traders and partnerships), we may share your personal data with other companies in the Jensten Group so that they can provide you with information about their products and services. We will rely on the lawful basis of either your prior consent or legitimate interest to contact you, such as by phone, email, push notifications, SMS text, or post, to tell you about products or services we have or are developing which we think may be of interest to you.

Within the Jensten Group, we operate under a number of brands and you may receive such communications from the following of our owned brands and trading names:

Advance Insurance Agencies Ltd
ICO Ref: Z7396092
Advance Insurance
Barkdene Ltd
ICO Ref: Z6612062
Henry Seymour Insurance Brokers
Chris Knott Insurance Consultants Ltd
ICO Ref: Z4908414
Ford Pro Insurance Services
Darwin Clayton (UK) Limited
ICO Ref: Z5584642
Darwin Clayton
Jensten Insurance Brokers Ltd
ICO Ref: Z3663264
Anchor Basil Fry Enhance Insurance Services Evolution Warranties Insurance Jensten Insurance Brokers Jensten Motor Trade Portcullis Removal Claims Service Robert Gerrard Numark Insurance Services Travel Risk Professionals Writesure
Jensten Insurance Brokers (East) Ltd
ICO Ref: Z2245308
One Broker
Jensten Insurance Brokers (London & SE) Ltd
ICO Ref: Z5629834
Berns Brett
Jensten Insurance Brokers (Thames Valley) Ltd
ICO Ref: Z6088203
J Bennett & Son Mathews Comfort
Jensten Insurance Brokers (Yorkshire & Humberside) Ltd
ICO Ref: Z6541072
Packetts Ravenhall Risk Solutions Ravenhall Rural South Lakes Insurance Solutions Trainsure White Rose Insurance Solutions
Jensten Underwriting (Commercial) Limited
One Broker (Cambridge) Ltd
ICO Ref: Z5290233
One Broker (Cambridge)
Scrutton Bland Insurance Brokers Limited
ICO Ref: ZA573723 and Z2525921
Scrutton Bland Insurance Brokers
Simpson and Parsons (Insurance Consultants) Ltd
ICO Ref: Z3074643
Simpson & Parsons
S&J Palmer
ICO Ref: ZA082806
Coversure Poole Coversure Bude Coversure Bideford Coversure Weymouth Coversure Maidstone Coversure Croydon

You have the right at any time to stop us from contacting you for marketing purposes and may opt out at any time by contacting the DPO on the details below with your instructions.

We may also share limited information with specified third parties to gain feedback on our service to you. We do this under the basis of legitimate interest. Should we need to use your information for any other purpose we shall request your consent to do so.

Data Controller & Data Processor

The contractual arrangements we have in place with our suppliers (e.g. insurance companies, our client database software providers, lead generation, and similar providers of services to us, including other third-party companies who use our services) are governed by and shall be deemed to operate strictly in accordance with the terms of such contracts.

Importantly, from your perspective, these contracts set out to define how data will be processed between us, including circumstances when we act as a processor, controller or joint controller, as is required by the UK GDPR.

Use & storage of your information overseas

We will never knowingly transfer, store, or process information about you or an individual, outside the European Economic Area (EEA). In the event that we are compelled to transfer your information outside the EEA (for example, because it is an insurance arrangement with an Insurance Company who is outside the EEA, or part of a larger group of companies who pass information outside the EEA), it shall be in compliance with the conditions for transfer set out in the GDPR, or restricted to a country which is considered to have adequate data protection laws.

All reasonable steps shall typically have been undertaken to ensure the firm to which information is being transferred has suitable standards in place to protect such information.

What we will not do with your information

Unless required to do so by law, or for other similar reasons, other than those outlined (see 'What information we collect and how we use this information'), we will never otherwise share personal information without legal basis or without ensuring the appropriate care and necessary safeguards are in place. We will in any other event ask for your consent to share that information and explain the reasons.

How long we will keep personal data

We will only keep and / or maintain information about an individual for as long as is necessary in providing our products and services, or for compliance with a legal or regulatory obligation, including our legitimate interests or the interests of the controller where we are the processor.

This means we will only keep information that is necessary so that we can sufficiently deal with administrative issues, queries, claims and / or for compliance with legal reasons. Usually we will keep information for a minimum retention period of 7 years after cessation of a product or service we have provided. For Employer's Liability and certain other specific classes of business that require it, we will retain data indefinitely.

Changes to this Privacy Notice

This Privacy Notice will be updated from time to time and was last updated on 8 October 2025.

It is important that personal data we hold about you is accurate and current. Please ensure that you keep us informed if your personal data changes during your relationship with us.

Your data protection rights

Under data protection law, you have the following rights:

Right of access

You have the right to ask us for copies of your personal information that we hold about you.

Right to rectification

You have the right to ask us to rectify personal information you think is inaccurate, and to complete information you think is incomplete.

Right to erasure

You have the right to ask us to erase your personal information in certain circumstances.

Right to restrict processing

You have the right to ask us to restrict the processing of your personal information in certain circumstances.

Right to object

You have the right to object to the processing of your personal information in certain circumstances, including automated decision-making and profiling. You may contact us to request manual intervention.

Right to data portability

You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances.

You are not usually required to pay any charge for exercising your rights, but we do reserve the right to make an administrative charge for Subject Access Requests if requests are deemed manifestly unfounded or excessive. If you make a request, we have one month to respond to you, but we are permitted by the UK GDPR to extend this by a further two months if the request is sufficiently complex or if you submit a number of requests.

Please contact us at the details provided below if you wish to make a request.

Contact us

If you have any cause for concern about our handling of personal information, please contact us using the details below.

Data Protection Officer

Address:
Data Protection Officer
Jensten Group Limited
Coversure House, Vantage Park
Washingley Road, Huntingdon
Cambridgeshire, PE29 6SR

Email: DPO@jensten.co.uk

You can also complain to the Information Commissioner's Office (ICO) if you are unhappy with how we have used your data.

Information Commissioner's Office

Address:
Wycliffe House
Water Lane, Wilmslow
Cheshire, SK9 5AF

Helpline: 0303 123 1113

Website: ico.org.uk

Questions?

Speak to Our
UK-Based Team

If you have any questions about how we handle your data, or about any of our insurance services, we're here to help.

Monday to Friday 9am - 5pm