Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
If you own a second property in the UK – whether it’s a seaside cottage or a countryside retreat – it’s important to have adequate insurance in place. At Chris Knott Insurance, we provide tailored insurance for holiday homes, ensuring your property is protected, whether it’s occupied or vacant.
I was struggling to get an insurance quote due to the uniqueness of the business I was hoping to start. Fern at Chris Knott was incredibly patient & helpful trying to sort out my insurance & many questions.
Customer, TrustPilot
The most common questions we're asked about holiday home insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
Holiday Home Insurance covers the specific needs of second homes in the UK, whether occupied for short breaks or long stays. Policies tend to include both Buildings and Contents Insurance, as well as Property Owners Liability for complete peace of mind. Additional cover, such as accidental damage or boiler protection, can also be arranged.
Since holiday homes and second homes are often left vacant for extended periods, insurance for holiday homes is designed specifically for those situations, including liability cover for rental scenarios or protection against risks like vandalism or theft.
Yes, if the property is not your main residence, Second Home House Insurance is recommended because standard home policies often exclude extended periods of unoccupancy. Plus, the properties are likely to be in different locations and face different risks.
As with most policies, the cost of insurance for second homes depends on factors like the property’s location, building type and your individual choices.
For instance, whether you choose to add accidental damage protection, or your chosen excess. Our team will provide you with a personalised quote that suits your specific requirements.
Yes, you will likely have some exclusions.
For instance, for wear and tear or unoccupied periods over a certain duration without notification are typically not covered. Our friendly, UK-based team will guide you through any conditions so that you fully understand your Second Home Insurance policy.
It may. If you’re intending to let other people stay in your holiday home, please mention this when arranging your quote and we’ll factor this in.
No. Typically, Home Insurance for holiday homes is different from regular home cover, so you will need separate policies that address the needs of each property.
Unfortunately not. We can only help with UK properties. If you have a home in another country, you will need to arrange a policy there. Similarly, if you live abroad and have a holiday home in the UK, we will be unable to help.
Whatever kind of property you own, rent or let, we arrange specialist cover from a panel of leading insurers. Browse our full range below or speak to our team.
One broker, many kinds of cover - all handled by our UK-based team.
Classic, modified, imported, performance cars and more. Owner's club members save up to 15%.
Explore
Liability, professional indemnity, shop insurance, fleet cover and business interruption.
Explore
Annual, single trip, medical conditions and group travel cover for UK and overseas.
Explore
Charity, church, dog business, allotment and place of worship insurance from specialists.
ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every holiday home insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
